学习切入点
这一类关注顾问日常经营：客户 onboarding、CRM 生命周期、客户检视、proposal、收费、订单管理、next-best-action 和仪表盘。它更接近财富顾问/客户经理的工作台设计。
01
工作流分析
- 来源与路径：来自
community-joellewis-finance-skills，上游路径plugins/advisory-practice/skills/proposal-generation/SKILL.md，本地路径12-financial-ai-skills/upstream-snapshots/community-joellewis-finance-skills/plugins/advisory-practice/skills/proposal-generation/SKILL.md。 - 原始定位：上游描述：Generate end-to-end investment proposals covering risk profiling, model portfolio recommendation, fee illustration, projections, and compliance review. Use when the user asks about creating a proposal for a prospect, mapping risk questionnaire scores to model portfolios, building fee illustrations with tiered costs, producing Monte Carlo or scenario projections, analyzing a prospect's current portfolio for improvement opportunities, reviewing proposals for SEC Marketing Rule compliance, or designing proposal templates for a multi-advisor firm. Also trigger when users mention 'investment proposal', 'proposal generation', 'risk profiling', 'Riskalyze', 'Nitrogen', 'fee illustration', 'transition analysis', 'current vs proposed portfolio', or 'proposal compliance review'.
- 金融业务理解：这一类关注顾问日常经营：客户 onboarding、CRM 生命周期、客户检视、proposal、收费、订单管理、next-best-action 和仪表盘。它更接近财富顾问/客户经理的工作台设计。
- AI 工作流价值：它把金融专业知识写成可以被 agent 调用的“能力片段”。这种写法适合学习如何把长期经验沉淀成 skill：先定义适用场景，再列核心概念，再给例子和常见误区。
- 可迁移应用方向：可用于构思“客户经理 AI 助手”：会前准备、客户分层、客户检视纪要、下一步行动建议、产品说明草稿和合规提醒。
- 风险与治理边界：治理重点是客户隐私和销售合规。任何客户画像、下一步行动、产品建议都必须受制于授权数据、适当性规则和人工确认。
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01 Skill 上游文件https://github.com/JoelLewis/finance_skills/blob/f553a84f7222/plugins/advisory-practice/skills/proposal-generation/SKILL.mdFSK-109 · 查看仓库原文12-financial-ai-skills/professional-finance-service-skills-analysis-03.md原始来源与整理依据
文字分析来自内容源；业务分类、技术标签由 SeekingDAO 按规则整理。披露效果保留原有时间、范围和预测口径，未作独立审计。开源项目与 Skill 的当前许可、兼容性及依赖请以其上游为准。